ElektroroColer insurance: Everything you need to know
Electric scooters are a great alternative to the car, especially in urban areas. They are quiet, emission -free and cheap to maintain. But before you swing your new e-scooter, there are some important aspects that you have to consider-especially with regard to the right insurance and the right driver's license.
In this article you will find out which insurance you need for your electric scooter, what differences between the different e-roller types exist and which driver's license you need depending on the model. So you are well informed before you go.
What is an e-scooter and how does it differ from an e-scooter?
First of all, it is important to the difference between one E-scooter and one E-scooter to know because these terms are often confused. Both are electrically powered two -wheelers, but have different areas of application and technical requirements.
E-scooter
A E-scooter is basically an electrical scooter. You drive him standing and he is ideal for short distances in the city. E-scooters are light and handy, but can usually not drive as fast as electric scooters with a seat. A great advantage is that you usually do not need a driver's license for e-scooters and they can be driven from the age of 14 .
E-scooter
A E-scooter On the other hand, there is an electric scooter you sit on. It is more powerful, has larger ranges and can be driven at higher speeds. E-scooters are often used as a replacement for scooters with combustion engine and usually require a driver's license. Depending on the performance class of the e-scooter, the requirements for the driving license vary.
What types of electric scooters are there?
Electric scooters are available in different performance classes, and depending on the model, different regulations apply to driver's license and insurance. Here are the most important guys:
1. Small -scale wheels
These electric scooters have a maximum speed of 45 km/h and an engine power of up to 4 kW (kilowatts). Models like that Sol Pocket Rocket (45 km/h) fall into this category. They are ideal for city traffic and only require simple liability insurance and an insurance license plate. More on this below.
- Driver's license: For these vehicles you need a class driver's license Onthat you can acquire from the age of 16. You can also drive this scooter with a car driver's license (class B).
- Insurance: Liability insurance is legally required for small motorcycles. You need an insurance license plate that changes annually. However, admission to the road traffic office is not necessary.
2. Light motorcycles
These electric scooters have more power and can reach speeds of up to 125 km/h. They often have an engine output of up to 11 kW and are suitable for longer distances. An example of this would be Sol Pocket Rocket S.
- Driver's license: Here is at least one driver's license in the class A1 necessary. You can also acquire this class from the age of 16. Alternatively, with the B196 expansion of your car driver's license, you can drive light motorcycle.
- Insurance: Here, too, you need liability insurance, but in this case a regular license plate is required instead of an insurance license plate. An additional partial casco or fully comprehensive insurance is optional.
What insurance do you need for an electric scooter?
The choice of the right insurance depends on the type of electric scooter you drive. Here is the most important information about the common insurance options:
1. Liability insurance
Liability insurance is mandatory for all electric scooters. It covers damage that you cause to third parties in an accident. Without this insurance you are not allowed to drive your e-scooter on public roads. The cost of liability insurance is very low compared to cars or motorcycles and often start at around 30 euros a year.
You need a Insurance indicatorthat you have to renew every year. The color of the license plate changes annually, so it can be seen at a glance whether your scooter is insured. The insurance license plate applies to each March 1st to the end of February of the following year.
2. Partial and fully comprehensive insurance
One Partial comprehensive insurance covers additional damage to your own vehicle, such as B. theft, fire or damage caused by storm and hail. It is optional for electric scooters, but can be a sensible addition, especially if you live in an area with a higher risk of theft.
One Cast comprehensive insurance On the other hand, damage to your own vehicle, which was caused by self -inflicted accidents. However, since electric scooters are relatively inexpensive compared to cars, most drivers choose fully comprehensive insurance.
How long is an insurance license plate valid?
The Insurance indicator For electric scooters, only one year is valid from March 1 to the end of February of next year. The color of the license plate changes every year, so that authorities and other road users can immediately recognize whether your e-scooter is currently insured. The colors vary between black, blue and green.
It is important to renew the license plate in good time, since you are not allowed to drive public roads without any valid insurance protection. So make sure to order a new license plate at the latest in February of the new year.
Which driver's license is necessary for an electric scooter?
Depending on the performance and speed of your electric scooter, you need a certain driver's license. Here is an overview:
1. Class driver's license on
This driver's license is the most common for small motorcycle up to 45 km/h, i.e. for models like that Sol Pocket Rocket (45 km/h). You can do it from the age of 16, and it includes both e-scooters as well as mopeds and scooters with an internal combustion engine. Even if you have a normal car driver's license (class B), you can drive small motorcycle with the class on driving.
2. Class A1 driver's license
For more powerful electric scooters that are classified as light motorcycles, such as the Sol Pocket Rocket S, you need the class A1. You can also purchase this driver's license from the age of 16. With it you can drive electric scooters up to 125 ccm and 11 kW of power.
3. B196 expansion for drivers
If you already have a class B (Auto) driver's license, you can B196 expansion make. This expansion allows you to drive light motorcycle up to 125 cc and 11 kW without having to take a complete motorcycle test. This is particularly practical for drivers who want to switch to electric scooters.
Conclusion: the right protection for your electric scooter
No matter whether you have an e-scooter or a more powerful e-scooter like that Sol Pocket Rocket Fehrst - the right insurance cover is mandatory. Simple liability insurance with an annual insurance indicator is usually sufficient for small Kraf bikes. For light-hearted wheels, you also need a regular license plate and can optionally take out partial or fully comprehensive insurance.
The driver's license also plays a role: for most electric scooters, a class driver's license is sufficient, but with more powerful models you may need class A1 or a B196 expansion.
With this knowledge you are well prepared to go to the streets safely and legally secured.